2004 Mercury Monterey used buying checklist

Test for the problems owners report most

The most reported problems of this model year, with what to look for on the test drive.

• Complete transmission failure50 owner complaints, usually around 75,136 miles, owners paid about $3,000

  On a test drive from a cold start, check that shifts are smooth, with no slipping, delays, shudder or jerking at low speed. Ask for transmission fluid service records.

• Sudden loss of power37 owner complaints, usually around 78,038 miles, owners paid about $3,363

  Start the engine cold and listen for knocking or ticking. Check for warning lights, oil leaks and a low oil level, and ask how often oil had to be topped up.

• Engine stalls while driving19 owner complaints, usually around 105,300 miles

  Start the engine cold and listen for knocking or ticking. Check for warning lights, oil leaks and a low oil level, and ask how often oil had to be topped up.

Make sure these recalls were done

Recall repairs are free at any dealer of the brand. Ask the seller for proof, or have a dealer check the VIN.

• SeatsRecall number 13V081000, Mar 7, 2013
• Power trainRecall number 12V006000, Jan 9, 2012
• WheelsRecall number 04V446000, Sep 13, 2004
• SteeringRecall number 03V457000, Nov 6, 2003

Service bulletins worth asking about

Repair instructions the maker sent to dealers for known problems. Ask whether any of these repairs were done.

• The Powertrain Control/Emissions Diagnosis (PC/ED) manual has been revised for diagnosing electronic...Sep 21, 2016
• For 2004-2007 Freestar or Monterey vehicles Safety Recall 13S01 has been issued for vehicles that are...Apr 21, 2016
• Safety recall 13S01Apr 21, 2016
• Advanced traction control system - short duration activationJun 25, 2007
• Erratic fluid level reading on transaxle DIPSTICK-LEAKS-4F50N, AX4N, AX4S transaxleOct 11, 2005
• Maf diagnostic service tip - vehicles equipped with EGR system module (ESM)Feb 21, 2005

Before you pay

• Decode the VIN and make sure it matches the title, the registration and the car itself.
• Get a vehicle history report to check for accidents, salvage or flood titles and odometer problems.
• Ask for service records, especially oil changes and any transmission fluid service.
• Start the car from cold, and drive it at city and highway speeds for at least 20 minutes.
• Have an independent mechanic inspect the car before you sign anything.